Thursday, January 31, 2019
Country Music Essay -- Entertainment
The debate whether commercialism has stripped country medicine of its au indeedticity is one that requires further examination into who ultimately holds the power. The sometimes-drastic changes made in melody leaves people questioning the tastes of consumers when in fact they are the bystanders of an shell industry. Fans are people who buy the albums, go to concerts, and request songs on the radio, non the execs that market the music, and yet their opinions/tastes arent taken into consideration. Fans carry a helping of clout in regards to what they define as commercialism gone damage and acceptable country music. Despite what may seem fair, those who are financi altogethery invested in its success drive the commercialization of music. According to The Nashville Sound, markers that let in rural origins, stylized sets, seemingly spontaneous performance, accessible performers, and heartfelt songs corporation characterize country musics authenticity (13). The foundations of what co untry music has originated from are incorporated indoors these markers and are used to separate the legitimate from the fake. Early country music was a means of coping with a life of work and worries it also brought communities of the impoverished together in fellowship. The mental institution of these markers glimpses into the culture and realities of many country music artists before their fame. Take for character a family sitting huddled together on a porch on a cool summer evening listening to a family part play the banjo while another sings along. Everyone is enjoying and living in that moment and all worries are far from mind. Country music made people sense at ease and comfortable, it brought people back to their memories of the good old days. This is the behavior country music sh... ...ue. Consumers shouldnt have to settle with music alternatively they should be enjoying it. In order to get the authenticity back within commercialized music it will only happen if peop le get off to realize the power that they hold. Once people start to realize that then the music that is produced, and sung will have a more than portentous affect on its listeners music then can continue to be inspiring. Quality music is and will always be cherished more than mass-produced commercialized cacophony. Works CitedJensen, Joli. The Nashville Sound Authenticity, Commercialization, and Country Music.Tennessee Vanderbilt University solicit/ Country Music Foundation Press, 1998. ingrainMalone, Bill C. Country Music, U.S.A. Texas University of Texas Press, 1985. signMarcus, Greil. Mystery Train Images of America in Rock n Roll. New York PenguinGroup, 1985. Print
Tuesday, January 29, 2019
Thailand: Analysis of the General Insurance Industry
Brochure more(prenominal) information from http//www. researchandmarkets. com/reports/606283/ Thailand insurance sector Description Thailand is the 2nd largest miserliness in Southeast Asia, after Indonesia. It ranks midway in the wealth spread in South East Asia and is the 4th richest nation per capita, after Singapore, Brunei, and Malaysia. The Thai parsimoniousness in 2008 is forecasted to grow at 5. 6% (in the forecasted scarper of 5. 0-6. 0%). This general anatomy is an improvement on 4. 8% growth in the previous course of instruction according to Fiscal Policy Office (FPO), Ministry of Finance.In 2008 accelerated public domain spending led to recovery in domestic bespeak which is pass judgment to be far more balanced frugal expansion. giving medication indemnity would then be forced to stimulate the domestic economy. This happens when external demand is liable(predicate) to be softened from possible global stinting slowdown. extraneous stability in 2008 forget r emain strong with current notice surplus estimated to be 0. 5% of gross domestic product (in the range of 0. 3-0. 8% of GDP). In contrast, internal stability in 2008 may have some fortune with increasing headline inflation at 4. 5% (in a range of 4. 3-4. 8%).This is mainly due to rising energy and food prices in the world markets. According to The Economist, real GDP growth will slow down by 1. 15% p. a over the attached 4 years (2008-12), as comp bed to 5. 3% p. a in quondam(prenominal) 3 years since 2007. This sluggishness of GDP can be attributed to versatile negative factors, such as political doubtfulness, instability of foreign rally pass judgment, and continuous high petroleum prices in 2006. The Thai redress industry, on with the wider Thai economy, has now however recovered from the depths of the Asian financial crisis and is experiencing notable growth.The trend is expected to continue as public awareness of the impoverishment for damages increases. grocery store Performance and consider Within a drag in of 7 years (2000 2007), Thai indemnification Sector has experienced a growth of 191% currently valuated at $9,434. 72 million. The Knowledge Centre predicts, the boilersuit market size will increase by 72. 5% shape up and is expected to touch the highs of $13,012. 75 million by 2011. The spirit redress market in Thailand among 2000 and 2007 increased at a CAGR of 16. 57%. The Knowledge Centre envisages that this trend would continue and the market will front CAGR of 5. 5% in 5 years and reach $8,306. 21 million in 2011. The non-life indemnification market in Thailand amid 2000 and 2007 increased at a CAGR of 10. 73%. The Knowledge Centre also forecasts that the growth will continue and the market will see CAGR of 8. 34% in the b parliamentary law 5 years with the premiums reaching $4,706 million by 2011. Competitive grace Some of the top foreign insurance companies in Thailand are ACE, AIG, anyianz, AXA, Generali, ING, M illea Holdings, Manulife, in the altogether York manner and Prudential (UK).The market is dominated by AIA, the local anesthetic anaesthetic trope of AIG that accounted for approx. 29% of all of gross premiums in 2007. Thai vitality (TLI) is considered to be the second largest player overall with a market share of approx. 14%. The next largest group is considered to be a joint venture in the midst of non-life insurer Ayudhya, local conglomerate Charoen Pokphand and Allianz (AACP) with a market share of approx. 14%. Other major players in this market are Ocean Life, Finansa, local associates of AXA (Krungthai) and ING.Non-life insurance sector in Thailand is further sub-categorized under Fire, marine &038 Transportation, Hull, Cargo, gondola, Compulsory, Voluntary, Miscellaneous, industrial All Risks, general obligation, Engineering policy, Aviation redress, Personal Accident, Health indemnification, mould redress and Other amends. Some of the top companies in this sec tor are Bangkok amends, Dhipaya redress, Phatra insurance, New Hampshire policy, Ayudhya insurance, Mitsui Sumitomo damages, MSIG amends, Sri Muang insurance policy, Siam Commercial Samaggi, South East Insurance, Viriyah Insurance, Synmunkong Insurance, Krungthai Panich etc.Driving factors Balanced economic expansion and supporting role of the government Recent reforms and governments regulatory initiatives Re-defined financial practices and strengthening of corporate governance Relaxation of restrictions on directors and senior executives of insurance companies Amendment of cla customs governing the evaluation of assets &038 debts of a life insurance company Merger or consolidation of the large number of local insurers Middle income industrial developing nation Growing interest in Bancassurance Adoption of THBFix and Bibor Establishment of Insurance relegationMajor trends, issues and opportunities Mergers and acquisitions in Thailands insurance industry are likely to dr op off Thailands economy is slowing as the personal effects of high oil prices, rising interest rates and longrunning political uncertainty take their toll. Political uncertainty and instability of foreign exchange rates Bullish trend in fixed deposit rates Government regulations laying a strong foundation for future growth maturation in foreign ownership limits Move towards a knowledge economy through skills development Issues in Health Insurance Systems realiseics covered in the report Thai economy, its performance, future outlook for 2008-09 Governments economic policies, macroeconomic factors, trends and analysis Economic and Insurance environment in Thailand marketplace performance and forecast for Thai Insurance Sector between 2000, 2007 and 2011 trade performance and forecast for Thai Life Insurance Sector between 2000, 2007 &038 2011 grocery store performance and forecast for Thai Non-Life Insurance Sector between 2000, 2007 &038 2011 Recent reorganization of financial institutions and setting up of Insurance c reaching incorporate Finance Legislation and other major regulatory developments intent of Bancassurance Specific regulations and norms by the Thai Government for insurance sector. Sub-categorization of life and non-life insurance sector Competitive landscape &038 market share of companies in life and non-life insurance sector companionship profiles of top players in life and non-life insurance sector Contents 1. THAILAND 1. 1. THAI ECONOMY 1. 2. GOVERNMENT POLICIES 2. THAI indemnification SECTOR 2. 1. MARKET OVERVIEW 2. 2. MARKET PERFORMANCE &038 FORECAST 2. 2. 1. Thailand Insurance marketplace 2. 2. 1. 1. Thailand Life Insurance securities industry 2. 2. 1. 2. Thailand Non-Life grocery 2. 3. DRIVING FACTORS 2. 3. 1.Recent Reforms 2. 3. 2. M&038A or permute of the business of an Insurance bon ton 2. 3. 3. Thai Corporate Finance Legislation 2. 3. 4. Role of Bancassurance 2. 3. 5. Recent Regulatory Developments 2. 3. 6. Insurance Commission replaced Department of Insurance 2. 4. TRENDS, ISSUES AND OPPORTUNITIES AN ANALYSIS 2. 4. 1. Insurance M&038A likely to drop 2. 4. 2. Pending Legislations 2. 4. 3. Implications for Foreign Insurers 2. 4. 4. Skills development remains a account 2. 4. 5. Issues in Health Insurance Systems in Thailand 2. 5. GOVERNMENT REGULATIONS 2. 6. COMPETITIVE embellish 2. 6. 1. Life Insurance 2. 6. 1. 1.Life Insurance Renewal Market 2. 6. 1. 2. Single grant Market 2. 6. 2. Non-Life Insurance Market 2. 6. 2. 1. Fire Insurance Market 2. 6. 2. 2. ocean and Transportation Market 2. 6. 2. 3. Cargo &038 Hull Market 2. 6. 2. 4. Automobile Sector 2. 6. 2. 5. Miscellaneous Insurance 2. 6. 2. 6. Industrial All Risks Insurance 2. 6. 2. 7. earthly c formerlyrn Liability Insurance 2. 6. 2. 8. Engineering Insurance 2. 6. 2. 9. Aviation Insurance 2. 6. 2. 10. Health Insurance 2. 6. 2. 11. Personal Accident Insurance 2. 6. 2. 12. Other Insurance 2. 6. 3. Company Profiles 2. 6. 3. 1. American International Assurance company (AIA), Thailand 2. . 3. 2. ACE INA Overseas Insurance Company extra 2. 6. 3. 3. Ayudhya Insurance Public Company express 2. 6. 3. 4. Ayudhya Allianz C. P. Life Public Company Limited 2. 6. 3. 5. Bangkok Insurance Public Company Limited 2. 6. 3. 6. Bangkok Union Insurance 2. 6. 3. 7. Charan Insurance 2. 6. 3. 8. Deves Insurance 2. 6. 3. 9. ING Life Limited 2. 6. 3. 10. Indara Insurance 2. 6. 3. 11. Manulife Insurance (Thailand) Public Company Limited 2. 6. 3. 12. MSIG Insurance 2. 6. 3. 13. QBE Insurance (Thailand) Company Limited 2. 6. 3. 14. Sri Muang Insurance 2. 6. 3. 15. The Viriyah Insurance Co. , Ltd. List of defers give in 1 macroeconomic Trends Population (mil. ) vs. Nominal GDP ($ bil. ) 2002-2011f carry over 2 macroeconomic Trends GDP per capital ($ bil. ) vs. Real GDP developing (%) 2003-2011f disconcert 3 ontogeny Trends Inflation (2002-2008f) Table 4 Key Economic Indicators Forecast 2007-2012f Table 5 return Tren d Comparison GDP Growth vs. Insurance Growth (%) 2000-2011 Table 6 Thailand Insurance Market jimmy ($million) 2000-2007 Table 7 Thailand Insurance Market Value Forecast ($million) 2007-2011f Table 8 Insurance Density allowances Per Capita in USD Table 9 Insurance bounty in % of GDP (2001-2011f)Table 10 Growth Trend of Life Insurance and Non-Life Insurance ($Million) 2000-2011f Table 11 Thailand Life Insurance Market Value ($million) 2000-2007 Table 12 Thailand Life Insurance Market Value Forecast ($million) 2007-2011f Table 13 Thailand Non-Life Insurance Market Value ($million) 2000-2007 Table 14 Thailand Non-Life Insurance Market Value Forecast ($million) 2007-2011f Table 15 Thailand Insurance Sector Projections of Macroeconomic Drivers (2006-2010f) Table 16 Market grapple of bakshish Players in Life Insurance Sector Comparison between 2006 &038 2007 (Million Baht) and their Growth (%)Table 17 Life Insurance Total support Growth family on Year by Company 2006-2007 (%) Tabl e 18 Life Insurance Market Growth by First Year bounteousness of surmount Companies Comparison between 2006 &038 2007 (mn Baht) Table 19 Life Insurance Market Growth by First Year gift of pass on Companies Comparison between 2006 &038 2007 (%) Table 20 Life Insurance premium Renewal (million Baht) and Growth (%) Year on Year for hand Companies (2006-2007)Table 21 Life Insurance Renewal Market donation of Top Companies in 2007 (mn Baht) Table 22 Life Insurance Single gift Market dower of Top Companies in 2007 (mn Baht &038 % growth) Table 23 overtaking Ratio of Non Life Insurance communication channel (2007) Table 24 Marine and Transportation Companies Markey office by need subsidy (Unit 1,000 Baht) Table 25 Automobile Insurance Top companies by Direct subsidy (2007) Table 26 2007 Table 27 007 Table 28 2007 Table 29 2007 Table 30 Table 31 Table 32 Table 33 Top Miscellaneous Non-Life Insurance Companies Market portion out by Direct Premium (%) Top Industrial All Risk Non-Life Insurance Companies Market contribution by Direct Premium Top Public Liability Non-Life Insurance Companies Market Share by Direct Premium Top Engineering Non-Life Insurance Companies Market Share by Direct Premium (%) Top Top Top TopAviation Non-Life Insurance Companies Market Share by Direct Premium 2007 Health Insurance Companies Market Share by Direct Premium 2007 Personal Accident Insurance Companies Market Share by Direct Premium 2007 Other Non-Life Insurance Companies Market Share by Direct Premium 2007 List of graphs map 1 Macroeconomic Trends Population (mil. ) vs. Nominal GDP ($ bil. ) 2002-2011f graph 2 Macroeconomic Trends GDP per capital ($ bil. ) vs.Real GDP Growth (%) 2003-2011f graph 3 Growth Trends Inflation (2002-2008f) map 4 Key Economic Indicators Forecast (2007-2012f) graph 5 Growth Trend Comparison GDP Growth vs. Insurance Growth (%) 2000-2011f Chart 6 Thailand Insurance Market Value ($billion) 2000-2007 Chart 7 Thailand Insurance Market Value Forecast ($million) 2007-2011f Chart 8 Insurance Density Premiums Per Capita in USD Chart 9 Insurance Premium in % of GDP (2001-2011f) Chart 10 Thailand Insurance Market part Share 2007Chart 11 Growth Trend of Life Insurance and Non-Life Insurance ($Million) 2000-2011f Chart 12 Thailand Life Insurance Market Value ($million) 2000-2007 Chart 13 Thailand Life Insurance Market Value Forecast ($million) 2007-2011f Chart 14 Thailand Non-Life Insurance Market Value ($million) 2000-2007 Chart 15 Thailand Non-Life Insurance Market Value Forecast ($million) 2007-2011f Chart 16 Market part of Non-Life Insurance (%) 2007 Chart 17 Market divisionation of Non-Life Companies by ownership 2007 (%) Chart 18 Comparison of Direct Premiums of Non Life Insurance Business (2007 &038 2006) Chart 19 Direct Premium per Insurance Policy for 2007-2006 (Baht) Chart 20 Comparison of Sum Insured Per Premium of Non Life Insurance Business Segments (2007 &038 2006) Chart 21 Loss Ratio of Non Life Ins urance Business (2007) Chart 22 Market Share of Top Life Insurance Companies by Total Premium in 2007 (%) Chart 23 Life Insurance First Year Premium Market Segment in 2007 by Top Companies(%) Chart 24 Life Insurance Premium Renewal (million Baht) and Growth (%) Year on Year for Top Companies (2006-2007)Chart 25 Life Insurance Renewal Market Share of Top Companies in 2007 (%) Chart 26 Single Insurance Premium Company Segmentation 2007 Chart 27 Fire Insurance Companies Market Share (%) 2007 Chart 28 Marine &038 Transport Insurance Segment Share (%) 2007 Chart 29 Cargo and Hull Market Direct Premium Share (%) in 2006-2007 Chart 30 Marine and Transportation Companies Markey Share by Direct Premium (Unit 1,000 Baht) Chart 31 Market Share of Automobile Insurance Sub Sector 2007 Chart 32 Automobile Insurance Top Companies Market Share by Direct Premium (%) 2007 Chart 33 Market Share of Miscellaneous Non-Life Sector (%) 2007 Chart 34 Top Miscellaneous Non-Life Insurance Companies Market Share by Direct Premium (%) 2007 Chart 35 Top Industrial All Risk Non-Life Insurance Companies Market Share by Direct Premium (%) 2007 Chart 36 Top Public Liability Non-Life Insurance Companies Market Share by Direct Premium (%) 2007 Chart 37 Top Engineering Non-Life Insurance Companies Market Share by Direct Premium (%) 2007Chart 38 Top Aviation Non-Life Insurance Companies Market Share by Direct Premium (%) 2007 Chart 39 Top Health Insurance Companies Market Share by Direct Premium (%) 2007 Chart 40 Top Personal Accident Insurance Companies Market Share by Direct Premium (%) 2007 Chart 41 Top Other Non-Life Insurance Companies Market Share by Direct Premium (%) 2007 Authors Jasvita Anand, Akash Rakyan &038 Nishith 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Saturday, January 26, 2019
Australian Literary Identity
Topic 2 Discuss the ways in which issues relating to books and discipline identity in Australia argon examined in Australian paternity. Between the 1880s and 1890s, Australia became socially inclined to define its nations voice. To get together a distinctive sense of identity and credibi illuminey crosswise the globe. This disposition for independence in Australia, both socially and politically, was a broad side of a wideer movement towards the nations identity. Encouraged and instrumented by estimable Australian literature, the move to define a cultural independence in Australia, in addition inducted a throw and product of literary nationalism.Literary nationalism became a rife ascribe to characterising Australia and setting it apart from Britain. Setting, characters, theme and style were prioritised co herently with the identity of the country. literary works placed a great nitty-gritty upon rural Australia and the the render, which promoted spates of Australian char acters that based qualities among mate ship and egalitarianism. The writing style was basically comprehensible with Australian vernacular, with a daunting sense of humour and irony. Literature in the 20th century also saw a change in Australian perception.After 1914, changes in perception and national identity authentic across the country once again. The 1940s and the 1970s, saw a greater expansion in growth, change and the revelation of the Australian short story. internationalistic influence took greater hold of writers and a sense of sophistication encompassed the essence of nationalism, identity and literature. However, it is the essence of writing in these earlier times, that prove the splendour that Australias identity posed upon society and the esteem it captivated to forepart Australian literature again in the 20th century.With the initiation of Australias will to be identified, writers emerged as a new generation. Dedicated to writing distinctively, as a way to suit an d support the Australian tense up to independence. Writers such as Henry Lawson, A. B. Paterson, Miles Franklin and Barbara Baynton wrote only with the concern and consideration for real Australian literary tradition and distinctiveness. In order for Australia to be unequivocally identified as its admit country, different from boththing in Britain, the scrub pronto become a focal point, and often its own character, in these writers work.This was a discovery ideal, where Australian literary nationalists depicted their view of Australia and promoted a certain identity for the nation, for the first time. Pastoral landscape became an intense recollection of the secure of the nation and contrasted favorably with views of city support. In 1889, Paterson wrote Clancy of the Overflow, which was featured in The b be (Australian Authors, 2002). The poem illustrated a firm sense of what Australians were aiming to be identified as, hardy, musical accompaniment in the outback, which unfalteringly and clear opposed city living. As the stocks are slowly stringing, Clancy rides behind them singing, For the drovers life has pleasures that the townsfolk neer know (A. B Paterson, 2002) and I am sitting in my pestiferous little office, where a stingy, Ray of sunlight struggles feebly down mingled with the ho parts tall (A. B Paterson, 2002) these extracts of Clancy on the Overflow show that Paterson was a strong interpreter for the Australian ideal. The bushman became an ideal distinction of the average Australian character, which was clearly an encouragement by Paterson and Lawson.In 1958, historian Russell Ward essentially denied the ideal and deemed the distinctive bushman a nations myth, by which farmers in Australia were in fact a minority. Alas, it became a true figure of Australias identity, through the strong presence it had in Australian literature. While bush life remained the main theme in most of literature at the time, often writers possessed differin g opinions. Characteristics in which bush life was represented, would present itself in writing, basely dependent on the author.Paterson pictured a romantic visualisation of life in the outback, condemning any consideration to city life as a positive prop in society. On the contrary, Lawson was interested in the perception of bush life as tough life. While Lawson still mythologised bush life with character, he wrote mainly to focus on the struggles people fought to overcome, based on their lives in rural areas. Due to these differing descriptions of Australian identity, Paterson and Lawson became rivals in The Bulletin to pose who had the greater perception of rural life.Borderland by Lawson, is a better example of the authors vision of rural life, proving to focus on the struggles and the unwelcoming danger that it placed upon city dwellers. unreliable tracks that trap the strange, endless roads that gleam and glare, Dark and evil-looking gullies hiding secrets here and there ( Lawson, 2010). Throughout the duration of these rivalries, Lawson imposed on Patersons legitimacy and often referred to him as a city bushman. Paterson wrote In Defence of the Bush, which in reaction Lawsons comments and in favour of his ideals where he addressed Lawson in the first line. So youre back from up the country, Mister Lawson, where you went, And youre malediction all the business in a bitter discontent (Paterson, 2010). Asides from the writers rivalry, both Paterson and Lawson essentially aimed to develop literary nationalism in concentration of the Australian bush. They proved the importance that reinforced rural Australian identity and its telephone exchange role in the mythology of Australia. Paterson and Lawson alone, emphasised the use of rural Australia as a literary identification of the nation.Deeming their participation through writing, they demonstrated an effort to select Australia crotchetyly. Issues relating to Australias will to possess a unique identi ty across the globe, was closely regarded through Australian literature and to Australian authors. Using the unique comparative relationship between both A. B. Paterson and Henry Lawson it is clear that the use of setting, character, theme and style relative to bush life and the characteristics of the bushman are operational.The supreme majority of literature examined is closely identifiable with these types of descriptions. They prove to hold great essence in the attempt to capture a unique national identity. Issues relating to literature and national identity in Australian writing are obvious and present among early Australian writing during the 1880s and the 1890s. Thus, it is clear, that literature was a key utensil in the instruction and efforts to provide Australia with its own identification and set it apart from its partnership with Britain.References 1. Patterson, A. B. (2002). Australian Authors Clancy of the Overflow. URL http//www. middlemiss. org/lit/authors/patersonab /poetry/clancy. html Retrieved 20 October 2010. 2. Lawson, H. (2010). Poem Hunter Borderland. URL http//www. poemhunter. com/best-poems/henry-lawson/ border district/. Retrieved 20 October 2010. 3. Paterson, A. B. (2010). Old Poetry Defence of the Bush. URL http//oldpoetry. com/opoem/25342-A-BBanjo-Paterson-In-Defence-of-the-Bush. Retrieved 20 October 2010. 4. AUST11-100 Seminar Slides.
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